Fall colors

Cardigan - Forever 21

Turtle-neck top - Forever 21

Pants - Urban Outfitters / Similar here

Shoes - Shoedazzle.com

I was never really one to enjoy the cold weather, and today it was 37 degrees in New York. You're probably thinking, "Why is she wearing that?!" I have 3 more layers underneath the chunky cardigan, and they definitely kept me warm. I feel like the key to layering is to have a big outer jacket to fit many layers underneath it if you feel like the ones underneath doesn't match your outfit.